Uwharrie Capital Corp Reports Growth in Q3 Earnings and Declares Dividend

Uwharrie Capital Corp, headquartered in Albemarle, North Carolina, announced significant financial results for the third quarter of 2025, revealing a rise in consolidated total assets and net income. As of September 30, 2025, the corporation reported total assets of $1.22 billion, an increase from $1.13 billion at the end of 2024.

For the nine-month period ending September 30, 2025, net income reached $8.3 million, compared to $7.6 million for the same timeframe in 2024. This growth translates to net income available to common shareholders of $7.8 million, or $1.08 per share, up from $7.2 million, or $0.97 per share, in 2024. These figures reflect the corporation’s healthy performance and strategic growth initiatives.

In the quarter ending September 30, 2025, Uwharrie Capital Corp recorded net income of $2.9 million, slightly lower than the $3.0 million reported for the same quarter in 2024. Net income available to common shareholders for this period was $2.7 million, or $0.38 per share, compared to $2.9 million or $0.39 per share in the previous year.

Dividend Declaration and Shareholder Impact

The Board of Directors has declared a 3% stock dividend for common stock shareholders, set to be paid on December 1, 2025. This decision follows the company’s continued growth and commitment to returning value to its investors. Shareholders recorded as of the cutoff date, November 10, 2025, will benefit from this dividend, which will be processed electronically.

No physical stock certificates will be issued; instead, shareholders will receive a statement detailing the new shares added to their accounts. For those with brokerage accounts, the shares will be delivered electronically, ensuring a seamless transaction. In cases where only fractional shares are applicable, a check for the payment may be issued or deposited electronically.

Uwharrie Capital Corp provides a comprehensive range of financial services through its subsidiaries, including Uwharrie Bank and Uwharrie Investment Advisors. For further details about the corporation and its offerings, visit their website at www.Uwharrie.com or contact their office directly at 704-982-4415.

With these results and initiatives, Uwharrie Capital Corp positions itself as a growing player in the financial services sector, committed to enhancing shareholder value and expanding its market presence.